| Other Saving Bank Account Facility |
| 7 | Issue of Duplicate Statement | Savings Account .. Rs.75/- Current Account .. Rs.100/- |
| 8 | Issue of loose cheque leaves | Saving Account Free. For other Accounts Rs.3/Per Leaf |
| 9 | Issue of duplicate Pass Book | Rs.50/- per pass book (for each financial year) |
| Remittance facility through Own Bank |
| 10 | Demand Draft Commission | Rs. 2/- Per 1000/- Minimum Rs. 25/- and above Maximum Rs. 10000/- |
| 11 | DD – Cancellation | Rs.50/- per draft. |
| 12 | DD – Duplicate | Not Applicable |
| 13 | DD – Revalidation | Rs.50/- per draft |
| 14 | NEFT charges Outward | (For Our Bank's Customers) Amt.Upto Rs.25,000 :- NIL. Amt.Rs. 25,001 to Rs.1,00,000:- Rs.5/- Am.Rs.1,00,001 to Rs.2,00,000 :-Rs.15/- Amt.Above Rs.2 Lakhs :-Rs.25/- (For Other than Our Customers) Amt.Upto Rs. 10,000/- :-Rs.2.50/- Am.Rs.10,001/- to Rs. 50,000/- :-Rs. 5/- |
| 15 | PO – Issue | Upto Rs.1000/- Rs.20/-
and Rs.2.00 per thousand
or part of it (Max Rs.2,500/-) |
| 16 | RTGS - Outward | Rs.1.00 to Rs.2.00 Lakhs Nil Above Rs.2 Lakhs to Rs.5.00 Lakhs Rs.25/- Above Rs.5.00 Lakhs Rs.50/- |
| 17 | PO – Cancellation | Rs.50/- per PO |
| 18 | PO - Duplicate | Rs.50/- per PO |
| 19 | PO – Revalidation | Rs.50/- per PO |
| 20 | NEFT charges Inward | Nil |
| 21 | RTGS - Inward | Nil |
| 22 | Collection of Cheques | Not Applicable |
| Remittance facilities through other Bank |
| 23 | DD - Issue | Rs. 2/- Per 1000/- Minimum Rs. 25/- and above Maximum Rs. 15000/- |
| 24 | DD - Cancellation | Rs.50/- per draft |
| 25 | DD - Duplicate | Not Applicable |
| 26 | DD - Revalidation | Rs.50/- per draft |
| 27 | Collection of cheques
| Not Applicable
|
| Foreign Exchange Transactions |
| 28 | Remittance Outward | Actual charges of Tie- up Bank plus 50% of that charges. Minimum Rs.250/- |
| 29 | Remittance Inward | Actual Charges of Tie-up Bank
plus 50% of that charges |
| 30 | T.Cs - Selling | Not Applicable |
| 31 | T.Cs - Encashing | Not Applicable |
| 32 | T.Cs - Foreign Currency | Not Applicable |
| Cheque Collection |
| 33 | Local | NIL |
| 34 | Outstation Collection of Cheques through Own Bank | Nil |
| 35 | Collection of Outstation cheques | Upto Rs.10,000/- ..... Rs.50/- | | Rs.10,001/- to Rs. 25,000/-..... Rs.100/- | | Rs.25,001/- to 50,000/-.......... Rs.100/- | | Rs.50,001/-to 1 ,00,000/-.............. Rs.100/- | | Rs.1,00,001/- and above ............... Rs.150/- | Plus Postage & Courier Charges |
|
36 | | A) | Bouncing of cheques Inward | | | | | | | | | | | | | | | | | B) | ECS Return Charges |
| | Upto Rs.100000/- | Rs.150/- | | Rs.100001/-above | Rs.400/- |
Savings Rs 100/- Current Rs. 200/- |
| 37 | Bouncing of cheques Local outward cheques
| | Upto 100000/- | Rs.100/- | | Rs.100001/-above | Rs.200/- |
|
| Retail Loan |
| 38 | Loan Processing Charges
(w.e.f. : 01.09.2011)
| 1. 0.40% of Loan Amount and Maximum Rs.2.50 Lacs 1. For All Loans - 0.40 % of Loan Amount subject to maximum of Rs.2,50,000/- and minimum Rs.100/- 2. For Cash Credit Renewal - 50 % of the charges applicable for All loans mentioned as above. 3. For New Loans - only for Principle Approval - a) No charges for loans below Rs.50/- lac b) Charges above Rs.50.01 lac - 0.05 % of the loan amount subject to maximum of Rs.10,000/- and minimum of Rs.100/- (Non refundable) Note : For all loans, Loan Processing Charges are applicable as mentioned in (1). For principle approval above charges are to be deposited first and after sanction of the loan, balance charges to be paid |
| 39 | Prepayment charges
| Prepayment Charges are 1 % of Debit Balance of the loan and are applicable only if - 1. Loan amount above Rs.5/- crore; 2. Take over by other bank; and 3. Loan repaid with the period of 1/2 time of the actual loan period |
| 40 | No Due Certificate
| Rs.15 per certificate w.e.f. : 04.08.2008
|
| 41 | Solvency Certificate
| 0.50 % of the Certificate Amount subject to maximum of Rs.50,000/- |
| 42 | Charges for late payment of EMI
| 2% of EMI amount (pending Installments)
|
| 43 | Charges for changing from floating to fixed rate of Interest | Not Applicable |
| 44 | Charges for changing from fixed to floating rate of Interest | Not Applicable |
| 45 | ATM | Nil |
| Miscellaneous |
| 46 | Balance Enquiry | NIL |
| 47 | Balance Certificate | NIL |
| 48 | Interest Certificate
| For duplicate only Rs.50 per certificate
|
| 49 | Accounts Closer
| Before 6 months of opening,
Savings Rs.200/- & Current Rs.250/-
|
| 50 | Use of Fax, Telephone, Modem | Expenses at actual |
| 51 | Photo Attestation | NIL |
| 52 | Signature Attestation | Rs.50/- per form |
| 53 | Stop payment charges | Savings Account ... Rs.25/- per instruction Current Account ... Rs.50/- per instruction |
| 54 | Inoperative Account
| Saving and Current Rs.100 six monthly
|
| 55 | Folio Charges | ( One Page of 30 Computer Entries )
- Per Page Rs.50/- |
| | Locker Form Fee Pending Locker Rent (Notice Charges) Penalty on Late payment of Locker Rent Bill Discounting Ledger Charges Duplicate ATM Card Duplicate Pin Cheque Discounting Charges MICR Cheque charges Franking charges | Rs.200/- per Locker Form Rs.200/- Rs. 25/- per month Rs. 25/- per quarter Rs.100/- per card Rs.50/- Rs.10/- per thousand (Min 15 days interest @ maximum interest rate) Nil Rs.25/- per document |
| Above Charges are inclusive of Service Tax |